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Financial Advice Blog

Expert insights on insurance, KiwiSaver, home loans, and personal finance

Articles

Latest from the Blog

June 2026 · NEW

How Much Life Insurance Do I Need in NZ?

A practical method to work out the right amount of cover for your family. Covers the mortgage, income replacement, and what to subtract, with a worked example, so you don't over-insure.

8 min read Read →
June 2026 · FEATURED

KiwiSaver Contribution Strategy: How Much Should You Contribute?

Expert guide on KiwiSaver contribution strategies. Learn the optimal contribution rate, how to make the most of employer contributions, and how to qualify for the annual government contribution.

7 min read Read →
June 2026 · FEATURED

Self-Employed Mortgage Advice: Getting Approved for a Home Loan

Complete guide for self-employed people getting a mortgage. Learn what lenders want, how to improve your application, and which lenders work best for self-employed.

8 min read Read →
June 2026 · FEATURED

Income Protection Insurance for Self-Employed: Complete Guide

Why self-employed people need income protection insurance and how it works. Learn about coverage options, costs, and how to protect your business if you can't work.

7 min read Read →
May 2026

Why Do Insurance Premiums Go Up? Complete NZ Guide

Understanding the factors that affect your insurance costs, from age and health to market conditions. Learn how to manage premium increases and when to review your cover.

8 min read Read →
May 2026

Why Independent Financial Advice Matters in 2026

The difference between bank advice and independent advisers. Discover how independent advisers can provide unbiased recommendations and personalized strategies tailored to your goals.

7 min read Read →
May 2026

Medical Insurance in New Zealand: Do You Need It?

Explore the gaps in NZ's public health system and whether private medical insurance is right for you. Compare coverage options and understand when health insurance is essential.

8 min read Read →
May 2026

First-Time Home Buyer's Guide to Home Loans in New Zealand

Navigate the mortgage market with confidence. Learn about first-home buyer programs, loan types, deposit requirements, and strategies for getting the best home loan deal.

9 min read Read →
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