Mortgage protection insurance advice
Build protection around the mortgage and the people paying it.
“Mortgage protection” can describe several types of cover, including life, income, trauma or disability insurance. We help you identify the risks that matter and understand the options available through the providers we work with.
10+ yearsadvising Kiwi families
FSP 729871registered provider
Palmerston NorthLevel 2, 26 Broadway Ave
If one income stops
We help you consider how long the household could meet repayments and essential expenses without each income.
If serious illness changes the plan
We explain how different forms of cover respond and where exclusions, wait periods and definitions matter.
If the mortgage changes
We can review protection when you buy, refinance, increase debt or your family circumstances change.
Important: “Mortgage protection” is a general description and may involve different insurance products. This page provides general information only, not personalised financial advice. Eligibility, exclusions and claim outcomes depend on the policy terms and your circumstances. Advice is limited to the providers we work with. Fees may apply in some circumstances; remuneration and any applicable fees are disclosed before you proceed.